Maximize Protection
Comprehensive Top-up Benefits
Top-up and Super Top-up plans act as an additional shield, kicking in when your base policy limit is exhausted. Enjoy high coverage at incredibly low premiums.
Choice of Deductibles
Select a deductible that matches your existing base policy sum insured to ensure continuous coverage.
Highly Cost Effective
Get 50 Lakhs of extra cover for a premium as low as few hundred rupees per month.
Super Top-up Advantage
Unlike standard top-ups, Super Top-up plans aggregate multiple claims within a year to cross the deductible.
Our Partnerships
Leading Top-up Health Products
Explore and compare the best-selling super top-up plans from India's most trusted insurance providers.
Galaxy Top-up
Broad coverage with flexible deductible options and no pre-policy medical check-up up to 50 years.
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Activate Booster
Comprehensive super top-up with future-proof deductible waivers and guaranteed deductible reduction.
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Health Recharge
Offers loyalty additions, e-consultations, and coverage for pharmacy & diagnostic expenses.
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Super Surplus Gold
Extensive benefits including maternity cover and high sum insured options in the Gold plan.
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Supreme Enhance
Unlimited automatic recharge and no room rent capping for superior hospital experiences.
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Medisure Super Top-up
No sub-limits on room rent or doctor fees, ensuring your savings remain safe during crises.
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Extra Care Plus
Superior protection up to ₹50 Lakhs with maternity benefits and optional air ambulance cover.
View DetailsWhat is Covered?
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Excess Claims: Any medical claim amount that exceeds your specified deductible limit.
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Cumulative Claims (Super Top-up): Total of multiple hospitalizations in a year crossing the deductible.
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Standard Benefits: In-patient care, pre/post-hospitalization, and day care procedures.
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Modern Treatments: Robotic surgeries, stem cell therapy, and more (depending on plan).
What is Not Covered?
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Below Deductible: Any claim amount that is less than your chosen deductible limit.
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Standard Exclusions: Cosmetic surgery, intentional harm, adventure sports injuries.
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Initial Waiting Period: Illnesses diagnosed within the first 30 days of the policy.
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Substance Abuse: Treatments related to alcohol or drug addiction are generally excluded.
Important Factors to Consider
Deductible Selection
Ensure your deductible is equal to or less than your base policy cover for zero out-of-pocket expenses.
Standard vs Super Top-up
Always prefer Super Top-up as it counts accidental and multiple illnesses total, not just single ones.
Renewal Benefits
Look for plans that offer lifelong renewability and no claim bonuses for added value.
Are you an NRI?
NRIs get a huge amount of discount in premium (up to 35% on base policy). Overall savings can reach 72%.
Boost Your Health Coverage Today
Don't let medical inflation wipe out your savings. Add an extra layer of protection effortlessly.