ICICI Lombard Activate Booster

Supercharge your health protection with flexible deductibles and unique future-proof benefits.

Plan Overview

The ICICI Lombard Activate Booster (formerly known as Health Booster) is a super top-up health plan that provides extensive coverage beyond your base policy. It offers innovative features like Waiver of Deductible (Future-Proof), Jumpstart for pre-existing conditions, and Guaranteed Deductible Reduction.

Key Features

Waiver of Deductible

Buy before age 50 and convert it into a zero-deductible base policy between 55-65 years without fresh medical underwriting.

Jumpstart (Optional)

Reduces the waiting period for specific pre-existing diseases like Asthma, Diabetes, Hypertension, and Obesity to just 30 days.

Guaranteed Deductible Reduction

For deductibles ₹5 Lakhs+, the deductible reduces by 10% at each renewal (max up to 50%), even if claims are made.

BeFit Coverage

Get cashless benefits for OPD consultations, pharmacy, physiotherapy, and diagnostics via the IL TakeCare App.

Inflation Protector

Optional cover that automatically increases your Sum Insured at each renewal based on the Consumer Price Index (CPI).

AYUSH & Home Care

Covers AYUSH (Ayurveda, Yoga, Unani, Siddha, Homeopathy) and home care treatment up to ₹5 Lakhs (in Plan B).

Unique Selling Points (USP)

Modern Treatments

Coverage for technological advancements like robotic surgeries and stem cell therapies.

Lucrative Discounts

Enjoy multi-year discounts (up to 10%), family discounts (10%), online purchase discounts, and wellness rewards.

Wide Coverage

Options for Sum Insured ranging from ₹10 Lakhs up to an incredible ₹3 Crores with zone-free pricing across India.

Day Care Treatments

Covers procedures that require less than 24 hours of hospitalization due to advanced technology.

Eligibility & Plan Options

Eligibility Criteria
  • Entry Age (Adults): 18 years onwards
  • Entry Age (Children): 91 days onwards (floater)
  • Renewal: Lifelong renewal
Plan Highlights
  • Deductible Options: ₹3 Lakhs to ₹20 Lakhs
  • Sum Insured: ₹10 Lakhs to ₹3 Crores
  • Zones: No zone-based co-payment

Comprehensive Exclusions & Waiting Periods

  • Initial Waiting Period: 30 days for any illness (except accidental injuries).
  • Specific Illnesses: 24 months for specified conditions like cataract, hernia, etc.
  • Pre-existing Diseases: 36 months standard (Reduced to 30 days if Jumpstart is opted).
  • Bariatric Surgery: 2 years waiting period.

  • Cosmetic or plastic surgery.
  • Self-inflicted injuries or suicide attempts.
  • Substance abuse, alcoholism, or drug addiction.
  • Unproven or experimental treatments.

Downloads & Resources

Product Brochure
Detailed plan benefits
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Product Page
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