Recharge your health protection with superior coverage.
Health Recharge provides an affordable way to increase your health cover. It works on a super top-up basis, meaning the deductible applies to the aggregate claims in a policy year, not on every claim.
Increase in sum insured for claim-free years.
Deductible applies to the total claims in a year, making it easier to claim.
Choose from a wide range of sum insured options from ₹5 Lakh to ₹2 Crore.
Available for 1 or 2 years policy term for flexible protection planning.
Enjoy tax benefits under Section 80D of the Income Tax Act for premiums paid.
Covers medical expenses incurred during hospitalization for more than 24 hours.
Covers medical expenses 30 days before and 60 days after hospitalization.
Covers over 400 day care procedures that do not require 24-hour stay.
Covers expenses for emergency ambulance services to the hospital.
Certain conditions and treatments are not covered under Niva Bupa Health Recharge. These typically include: