Plan Overview
HDFC ERGO Explorer is a comprehensive travel insurance plan designed for individuals, families, and students. With its massive network of 100,000+ hospitals worldwide, it ensures that medical emergencies never disrupt your journey. The plan offers Silver, Gold, and Platinum variants to match your specific travel needs and budget.
Key Features
1 Lakh+ Hospital Network
Global cashless hospitalization access at over 100,000 healthcare providers.
COVID-19 Protection
Comprehensive hospitalization coverage for COVID-19 while traveling abroad.
Auto-Assist Flight Claims
Streamlined processes for flight delays and trip curtailment claims.
Lifetime Renewability
Continue your coverage with lifetime renewal options for annual multi-trip plans.
Eligibility & Plan Details
Eligibility Criteria
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Entry Age: 91 days to Lifetime
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Sum Insured: Up to $1,000,000
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Scope: Worldwide (inc/exc USA/Canada)
Service Highlights
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Emergency Support: 24/7 global reach for help
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Cashless Convenience: No out-of-pocket medical costs at network providers
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Zero Paperwork: No pre-travel medical tests required for most
Comprehensive Benefits
- Emergency Sickness: In-patient and out-patient medical cover.
- Dental relief: Covers natural teeth treatment for acute pain.
- Medical Evacuation: Transportation to the nearest medical center.
- Hospital Cash: Daily allowance for each day of hospitalization.
- Trip Delay/Cancellation: Refund for non-refundable pre-paid expenses.
- Loss of Passport/Docs: Expenses for temporary/duplicate documents.
- Missed Connection: Cover for expenses due to missing connecting flights.
- Hijack Distress: Daily allowance during unintentional interruptions.
- Loss of Checked-in Baggage: Permanent loss compensation.
- Baggage Delay: Expenses for essentials after 12-hour delay.
- Personal Liability: Financial safeguard against legal liability abroad.
- Personal Accident: Lump sum payout for death or permanent disability.
Permanent Exclusions
- Pre-existing medical conditions (unless specified)
- Alcohol or substance abuse-related events
- Self-inflicted injury or suicide attempt
- Participating in hazardous or adventure sports
- War, civil unrest, or illegal acts
- Cosmetic or obesity treatments abroad
Downloads & Resources
Product Prospectus
Explorer Travel Insurance Details
Choose Explorer
Join millions of travelers who trust HDFC ERGO for their global safety.
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