Bajaj Allianz Global Personal Guard

Comprehensive Protection Across the Globe

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Plan Overview

The Global Personal Guard policy by Bajaj Allianz is designed to provide you with worldwide protection against accidental risks. Whether you are at home or traveling abroad, this plan ensures you and your family are financially secured against uncertainties.

Key Features

Worldwide Coverage

Stay protected against accidental risks anywhere in the world, 24/7 protection.

Adventure Sports Benefit

Exclusive base coverage for injuries sustained during 15+ adventure sports activities.

Air Ambulance Cover

Emergency medical evacuation to the nearest hospital in life-threatening situations.

Flexible Sum Insured

Coverage options ranging from ₹50,000 to ₹25 crores to suit every need.

Unique Selling Points (USP)

Accidental Hospitalization

Accidental Hospitalization expense cover of up to Rs. 25 lakhs.

Children Education Bonus

Financial support for your child's education in case of an unfortunate event.

Loan Protector Cover

Coverage for outstanding loan liabilities ensuring family's financial stability.

Loss of Income

Weekly compensation in case of Temporary Total Disablement to support your daily needs.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age (Adults): 18 years to 70 years
  • Entry Age (Children): 3 months to 25 years
  • Renewability: Lifetime renewal available
Plan Highlights
  • Policy Term: 1, 2, or 3 years
  • Coverage: Worldwide coverage for accidents
  • Sum Insured: Up to ₹25 Crores (for specific sections)

Comprehensive Policy Benefits

  • Accidental Death: 100% of Sum Insured paid to nominee.
  • Permanent Total Disability: 100% of Sum Insured paid for total loss of capability.
  • Permanent Partial Disability: Percentage of Sum Insured paid based on severity of disability.

  • Accidental Hospitalization: Medical expenses covered.
  • Adventure Sports Benefit: Coverage for varied sports activities.
  • Air Ambulance: Evacuation costs covered.
  • Fracture Care: Fixed benefit for fractures.
  • Children Education Bonus: Support for child's education.
  • EMI Payment Cover: EMI protection for up to 3 months.
  • Loan Protector: Covers outstanding loan liability.
  • Hospital Cash: Daily cash allowance.
  • Coma Benefit: Lump sum for coma due to accident.
  • Road Ambulance: Coverage for road ambulance expenses.
  • Travel Expenses: Covered for family member to visit insured.
  • Riders: Respect (Senior Care) & Health Prime (Tele-consultation) available.

Permanent Exclusions

General exclusions under the policy:

  • Suicide, attempted suicide, or self-inflicted injury.
  • Influence of drugs or alcohol.
  • Participation in criminal or unlawful acts.
  • Pregnancy or childbirth complications.
  • Pre-existing conditions (unless accidental).
  • War, terrorism, or nuclear risks.

Downloads & Resources

Product Brochure
Detailed plan benefits and features
Download
Bajaj Allianz Website
Official product page
Visit

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