Activ Secure - Personal Accident

Comprehensive Protection for Unplanned Events

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Plan Overview

Aditya Birla Activ Secure is more than just a personal accident policy. It's a comprehensive safety net designed to provide financial stability when you need it most. With coverage for accidental death, disability, and attractive recovery benefits, it ensures your family's future stays on track.

Key Features

Accidental Death Cover

100% sum insured payout to the nominee in case of an accidental death.

Disability Protection

Coverage for permanent total and partial disablement resulting from accidents.

Education Benefit

Financial support for children's education in the event of death or permanent disability.

Compassionate Visit

Reimbursement for travel expenses of a family member to visit the insured during hospitalization.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age (Adults): 5 years to 65 years
  • Dependents: Children covered from 91 days to 25 years
  • Renewability: Lifetime renewal available
Plan Highlights
  • Policy Term: 1, 2, or 3 years
  • Coverage: Worldwide coverage for accidents
  • Wellness Coach: Personalized health coaching included

Comprehensive Policy Benefits

  • Accidental Death: 100% of Sum Insured paid to nominee.
  • Permanent Total Disability (PTD): 100% of Sum Insured for total loss of capability.
  • Permanent Partial Disability (PPD): Percentage of Sum Insured paid based on severity of disability.

  • Temporary Total Disablement (TTD): Weekly compensation for loss of income.
  • Accidental In-patient Hospitalization: Medical expenses covered.
  • EMI Protect: Covers EMI payments for up to 3 months.
  • Loan Protect: Coverage for outstanding loan liability.
  • Modification Benefit: Cost for modifying vehicle/residence due to disability.
  • Worldwide Emergency Assistance: Global support services.
  • Education Benefit: Financial support for children's education.
  • Funeral Expenses: Lump sum for funeral costs.
  • Repatriation of Remains: Transport of mortal remains.
  • Compassionate Visit: Travel expenses for family member.
  • Broken Bones Benefit: Fixed payout for fractures.
  • Coma Benefit: Lump sum for coma due to accident.

Permanent Exclusions

General exclusions under the policy:

  • Intentional self-inflicted injury, suicide or attempted suicide.
  • Influence of drugs, alcohol or intoxicants.
  • Participation in criminal or unlawful acts.
  • Pregnancy or childbirth complications.
  • War, invasion, or nuclear risks.
  • Hazardous activities (unless covered under update).

Downloads & Resources

Product Brochure
Detailed plan benefits and features
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