Star Women Care

Comprehensive Maternity & Health Benefits for the Most Important Persons in our Lives

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Maternity Benefits Plan Overview

Star Women Care is a specialized health insurance product designed with a core focus on maternity and womanhood. It provides extensive coverage from pregnancy to newborn care, ensuring a secure and happy journey for mothers and their children.

Key Benefits

Delivery Expenses

Coverage for delivery expenses (Normal/C-Section) up to ₹1 Lakh per delivery.

Newborn Child Health

Comprehensive health coverage for the newborn child up to ₹25 Lakhs from Day 1.

Metabolic Screening

Cover for metabolic screening for the newborn baby to detect any genetic disorders early.

Vaccination Coverage

Coverage for newborn baby vaccination expenses as per the pediatrician's recommendations.

OPD Expenses

Coverage for outpatient consultations, diagnostics, and pharmacy expenses.

Assisted Reproduction

Coverage for assisted reproduction treatments (In-Vitro Fertilization, etc.) after a specific waiting period.

Unique Selling Points (USP)

Short Waiting Periods

Reduced waiting periods for maternity benefits compared to standard health insurance plans.

In-utero Surgery

Covers cost of in-utero surgeries for the unborn child, providing protection even before birth.

Voluntary Sterilization

Covers expenses for voluntary sterilization (Tubectomy/Vasectomy) after a specific period.

Antenatal Care

Coverage for medical expenses incurred during the pregnancy period (Antenatal care).

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age (Adults): 18 years to 75 years
  • Entry Age (Girl Child): 91 days to 25 years
  • Policy Term: 1, 2, or 3 years
Plan Highlights
  • Star Mother Cover: Private AC room cover for mother if child (<12 yrs) is in ICU.
  • Assisted Reproduction: Covered after waiting period (Sub-fertility treatment).
  • Rehabilitation: Pain management & rehab expenses covered.

Comprehensive Policy Benefits

  • Delivery Expenses: Covered for up to 2 deliveries (Normal/C-Section).
  • Newborn Cover: In-patient expenses covered from Day 1 up to 25% of SI (100% after premium payment).
  • Vaccination: Covered for newborn up to 1 year.
  • Metabolic Screening: Test for newborn covered (up to ₹3,500).
  • Ante-natal Care: Outpatient medical expenses covered after pregnancy confirmation.

  • Room Rent: Single Private AC Room covered.
  • Pre-Hospitalization: Covered up to 60 days.
  • Post-Hospitalization: Covered up to 90 days.
  • Road Ambulance: Covered.
  • Air Ambulance: Covered for life-threatening conditions (up to 10% of SI).

  • In-Utero Fetal Surgery: Covered for unborn child treatments.
  • Voluntary Sterilization: Tubectomy/Vasectomy covered (Married, >22 yrs).
  • Organ Donor: Expenses covered for organ transplantation.
  • AYUSH Treatment: In-patient treatment covered.
  • Modern Treatments: 12 specified modern treatments covered.

  • Annual Health Check-up: Covered for every claim-free year.
  • OPD Consultations: Outpatient medical consultations covered.
  • Star Wellness Program: Earn rewards for healthy lifestyle.
  • Tele-consultation: Unlimited gynaecologist consultations via Star App.

Permanent Exclusions

Key exclusions to be aware of:

  • Sterility & Infertility (except Assisted Reproduction)
  • Intentional Self-Injury
  • Cosmetic or Plastic Surgery
  • Obesity & Weight Control Treatments
  • Congenital External Anomalies
  • Dental Treatment (unless due to accident)

Downloads & Resources

Product Brochure
Detailed plan benefits and features
Download
Policy Wordings
Terms and conditions
Download

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