Star Health Super Star

A Star-Studded Plan for Your Family

Plan Overview

Star Super Star is a comprehensive health insurance product designed to provide extensive coverage with unique benefits, ensuring peace of mind for you and your family.

Key Features

Maternity Cover

Coverage for delivery expenses and newborn baby cover.

Air Ambulance

Emergency air ambulance facility available up to the sum insured.

High Sum Insured

Flexible sum insured options ranging up to 1 Crore.

Health Check-up

Annual health check-up benefits up to 1% of Sum Insured (max ₹25,000) from Day 1.

Unique Selling Points (USP)

Room Rent

No capping on Room Rent expenses; eligible to occupy Any Room during in-patient hospitalizations.

Freeze Your Age

Locks premium at entry age (if below 50). Pay same premium until first claim or age 56.

Limitless Loyalty Bonus

Guaranteed 100% increase in Sum Insured for each policy year, regardless of claims.

Sum Insured Multiplier

Automatic increase in coverage over time, ensuring protection keeps pace with medical inflation.

Durable Medical Equipment

Covers renting/purchasing charges of prescribed medical equipment post-hospitalization up to ₹1 Lakh.

E-Connect

Digital health services including unlimited tele-consultations and AI-driven vital monitoring via Star Health app.

StayFit

Insured can avail visits to the ‘fitness centers’ (gyms and fitness studios) up to 7 sessions/week; Entry age: 18 years to 60 years.

Quick Shield

PED coverage (as listed in policy) available from the 31st day of the first purchase of this policy.

*Above 60 years of age: Limitless Loyalty Bonus & Sum Insured Multiplier will not be available.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age (Adults): 18 years to 65 years
  • Entry Age (Dependent Children): 91 days to 25 years
  • Renewal: Lifelong renewal
Plan Highlights
  • Policy Term: 1, 2, or 3 years
  • Sum Insured Options: ₹5L, ₹10L, ₹15L, ₹20L, ₹25L, ₹50L, ₹75L, ₹1Cr, and Unlimited
  • Initial Waiting Period: 30 days (except accidents)

Comprehensive Policy Benefits

  • Room Rent: No capping. Eligible for Any Room (except Suite/above).
  • Pre-Hospitalization: Covered up to 90 days prior to admission.
  • Post-Hospitalization: Covered up to 180 days after discharge.
  • Day Care Procedures: All day care treatments covered.
  • Road Ambulance: Covered for transportation to hospital.

Modern Treatments: Cover for 12 modern treatments such as:

  • Stem Cell Therapy
  • Robotic Surgeries
  • Oral Chemotherapy
  • Deep Brain Stimulation

AYUSH Treatment: Coverage for In-patient treatment under Ayurveda, Yoga, Unani, Siddha, and Homeopathy in recognized government/private institutes.

  • Limitless Loyalty Bonus: 100% increase in Share Insured for every claim-free year (Max 100%).
  • Automatic Restoration: 100% restoration of Sum Insured unlimited times in a year.
  • Recharge Benefit: Additional indemnity up to specified limits.

  • Home Care Treatment
  • Organ Donor Expenses
  • Domiciliary Hospitalization
  • Annual Health Check-up
  • E-Second Medical Opinion
  • Wellness Program Rewards

Optional Covers (Add-ons)

Customize your plan with these 21 optional covers (Additional Premium):

  • Hospital Cash
  • Personal Accident
  • Patient Care
  • Consumables Cover
  • Buyback PED
  • Future Shield
  • and many more...

Permanent Exclusions

Key exclusions to be aware of:

  • Obesity / Weight Control
  • Cosmetic / Plastic Surgery
  • Hazardous Sports
  • Breach of Law / Alcoholism
  • Unproven Treatments

Downloads & Resources

Product Brochure
Detailed plan benefits and features
Download
Policy Wordings
Terms and conditions
Download
Customer Information Sheet (CIS)
Key summary of the policy
Download

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