Plan Overview
Activ YUVA is Aditya Birla's newest and most comprehensive health insurance product yet. It goes beyond traditional coverage to offer a holistic health ecosystem that rewards you for staying active, manages chronic conditions from day one, and provides unmatched flexibility.
Unique Selling Points (USP)
11X Cover (Yuva Credit)
Starting from the 1st year, your sum insured increases by 100% every year for 10 years, reaching 11X by the 11th year.
Policy ON/OFF
Exclusive "Pause" feature allows you to stop coverage when not needed and earn extra reward points.
HealthReturns™
Earn up to 100% of your premium back every year by staying active and achieving 10,000 steps daily.
Chronic Care Cover
Day 1 coverage for Diabetes, Hypertension, and High Cholesterol through a structured wellness program.
Unlimited Sum Insured
Automatic refill of sum insured for an unlimited number of times for any illness (related or unrelated).
Mental Health Support
Comprehensive coverage for psychiatric hospitalization and OPD mental health consultations from Day 1.
OPD Cover (Optional)
Get massive out-patient coverage up to 5X your base premium for consultations, diagnostics, and medicines.
Income Protect Cover
Daily cash benefit during hospitalization to manage home expenses and non-medical costs.
Eligibility & Key Highlights
Eligibility Criteria
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Entry Age (Adults): 18 years to 65 years
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Dependents: Children from 91 days to 25 years
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Renewal: Lifetime Renewal guaranteed
Plan Highlights
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Sum Insured: 5 Lacs, 10 Lacs, 25 Lacs to 1 Crore+
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Policy Term: 1, 2, or 3 years
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Waiting Period: 30 days initial, 4 years for PED
Comprehensive Policy Benefits
- Room Rent: Single Private AC Room cover (can upgrade with specific plans).
- Pre-Hospitalization: Covered up to 60 days prior to admission.
- Post-Hospitalization: Covered up to 90 days after discharge.
- Air Ambulance: Included for life-threatening emergencies.
- Day Care: 586+ procedures covered under day-care.
- Modern Treatments: Robotic surgeries, oral chemotherapy, and steam cell therapy included.
- Mental Health: Hospitalization and OPD support for psychiatric care.
- Organ Donor: Harvesting expenses covered up to SI.
- HealthReturns™: Cash rewards for staying active, usable for premium payments.
Optional Covers (Add-ons)
Maximize your protection with these riders:
- Worldwide Maternity Cover
- OPD Cover (Consultation & Meds)
- Income Protect Cover
- Reduction in PED Waiting Period
- Hospital Daily Cash
Permanent Exclusions
Standard exclusions as per policy:
- Cosmetic or Plastic Surgery
- Hazardous sports or activities
- Alcohol or substance abuse
- Breach of law / criminal acts
- Sterility and Infertility
Downloads & Resources
Exclusive New Launch
Be among the first to experience the Activ YUVA advantage. Get a personalized quote today.
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