Aditya Birla Activ Max

Rewarding your healthy lifestyle.

Plan Details Get a Quote

Plan Overview

Activ Max is designed for the health-conscious. It not only covers your hospitalization expenses but also rewards you for staying fit and healthy through its HealthReturns program.

Key Features

HealthReturns

Earn up to 100% of your premium back as HealthReturns by staying active.

Modern Treatments

Coverage for modern treatment methods like robotic surgeries and oral chemotherapy.

Chronic Management

Specialized program to manage chronic conditions like Diabetes and Hypertension.

Global Coverage

Worldwide emergency assistance services and international coverage options.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age (Adults): 18 years to no maximum limit
  • Dependents: Children covered from 91 days to 25 years
  • Renewability: Lifetime renewal available
Plan Highlights
  • HealthReturns™: Earn up to 100% of premium back
  • Room Rent: No capping on room rent & ICU charges
  • Claim Protect: Non-medical expenses waiver included

Comprehensive Policy Benefits

  • In-patient Hospitalization: Cashless treatment for illnesses/injuries.
  • Pre/Post Hospitalization: 60 days pre and 180 days post-discharge.
  • Day Care Treatment: Coverage for 500+ day care procedures.
  • Domiciliary Hospitalization: Treatment at home if hospitalization isn't possible.
  • Road Ambulance: Coverage for emergency ambulance services.
  • Organ Donor Expenses: Coverage for organ harvesting procedures.
  • Modern Treatments: Robotic surgeries, oral chemotherapy, etc.
  • Annual Health Check-up: Preventive check-up once every policy year.

  • Claim Protect: Waiver of non-medical expenses (consumables) during hospitalization.
  • Super Reload: Unlimited reinstatement of Sum Insured for unrelated illnesses.
  • Super Credit: Increase in Sum Insured (up to 100%) for every claim-free year (max 500%).
  • HealthReturns™: Earn reward points for healthy activities, redeemable for premium discounts.

  • Personal Accident Cover: Lump sum payout for accidental death or disability.
  • Critical Illness Cover: Lump sum benefit for diagnosed critical illnesses.
  • Cancer Booster: Enhanced coverage specifically for cancer treatment.
  • Reduction in PED Waiting Period: Option to reduce waiting period for pre-existing diseases.

Permanent Exclusions

General exclusions under the policy:

  • Cosmetic or plastic surgery (unless for accident/cancer/burns).
  • Hazardous or adventure sports.
  • Breach of law with criminal intent.
  • Treatment for alcoholism, drug or substance abuse.
  • Unproven treatments or experimental therapies.
  • Maternity expenses (unless covered under specific riders).
  • Sterility and infertility treatments.
  • Self-inflicted injuries or suicide attempts.

Downloads & Resources

Product Brochure
Detailed plan benefits and features
Download
Policy Wordings
Terms and conditions
Download
Customer Information Sheet (CIS)
Key summary of the policy
Download

Related Products

Health Insurance Top-up / Super top-up health plans Critical Illness Insurance Personal Accident Insurance Life Insurance Travel Insurance

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