SBI Critical Illness

Trusted Financial Protection for 13 Major Health Conditions

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Plan Overview

The SBI Critical Illness policy offers straightforward financial security against some of the most common and life-threatening health conditions. Backed by the trust of SBI, this plan provides a fixed lump sum payment, allowing you to focus entirely on your recovery.

Key Features

13 Major Illnesses

Covers critical ailments like Cancer, Heart Attack, Multiple Sclerosis, and Major Organ Transplant.

Fixed Payout

Fixed lump sum payout irrespective of medical expenses, providing ultimate financial freedom.

No Medical Screening

Applicants under 45 years of age are typically not required to undergo medical screening.

Choice of Tenure

Flexible policy durations of 1 year or 3 years available based on your preference.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age: 18 - 65 years
  • Sum Insured: Up to ₹50 Lakhs
  • Renewability: Lifelong renewal available
Plan Highlights
  • Waiting Period: 90 days initial waiting period
  • Survival Period: 28 days post-diagnosis
  • Benefit Type: Single lump-sum payout

Comprehensive Policy Benefits

Comprehensive coverage with a fixed payout for the following 13 conditions:

  • Cancer of Specified Severity
  • First Heart Attack (Myocardial Infarction)
  • Open Chest CABG
  • Major Organ/Bone Marrow Transplant
  • Stroke Resulting in Permanent Symptoms
  • Kidney Failure requiring Dialysis
  • Multiple Sclerosis (Persisting Symptoms)
  • Permanent Paralysis of Limbs
  • Coma of Specified Severity
  • Total Blindness

  • Simple Documentation: Hassle-free claim process with standard SBI reliability.
  • Lump-sum Support: Funds can be used for therapy, debts, or lifestyle changes.
  • Tax Benefits: Payout is tax-free and premiums are deductible u/s 80D.

Permanent Exclusions

  • War, invasion, or civil war
  • Intentional self-inflicted injury
  • Nuclear attack or radiation
  • Injuries due to breach of law
  • STDs and HIV/AIDS
  • Alcohol or substance abuse

Downloads & Resources

Product Prospectus
Detailed policy terms and conditions
Download
Official Product Page
Visit SBI General Insurance
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Trust and Security

Get the reliability of SBI with their Critical Illness cover.

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