Niva Bupa CritiCare

Fixed Benefit Protection for 20 Specified Critical Illnesses

Plan Details Get a Quote

Plan Overview

Niva Bupa CritiCare is a fixed-benefit insurance plan that pays a lump sum upon the diagnosis of any of the 20 covered critical illnesses. This plan is designed to complement your regular health insurance by providing funds for non-medical expenses and lifestyle adjustments.

Key Features

20 Critical Illnesses

In-depth coverage for major ailments including Cancer, Kidney Failure, and Paralysis.

Child Education Benefit

Specific financial support for your children's future education in case of a major claim.

Accidental Payouts

Includes benefits for Accidental Death and Permanent Total Disability.

Flexible Tenure

Choose from 1, 2, or 3-year policy periods with attractive premium discounts.

Eligibility & Key Highlights

Eligibility Criteria
  • Entry Age: 18 - 65 years
  • Sum Insured: ₹3 Lakh to ₹2 Crore
  • Renewability: Lifetime renewal available
Plan Highlights
  • Waiting Period: 90 days initial waiting period
  • Payout: Fixed Lump sum payout on diagnosis
  • Optional: Accidental Death & HospiCash

Comprehensive Policy Benefits

Receive 100% sum insured as a lump sum upon diagnosis of any of the following:

  • Cancer of Specified Severity
  • First Heart Attack
  • Kidney Failure (regular dialysis)
  • Major Organ Transplant
  • Stroke (permanent symptoms)
  • Permanent Paralysis of Limbs
  • Multiple Sclerosis
  • Coma of Specified Severity

  • Staggered Payout: Option to receive 10% SI annually for 5 years after lump sum.
  • Child Education Benefit: Funded education for children in case of major claim.
  • Personal Accident: Accidental Death & Permanent Total Disability cover.

Permanent Exclusions

  • HIV/AIDS or related conditions
  • Self-inflicted injuries or suicide
  • Alcohol or drug abuse
  • Adventure sports or hazardous activities
  • War or nuclear contamination
  • Breach of law with criminal intent

Downloads & Resources

Product Brochure
Detailed plan benefits and features
Download
Official Product Page
Visit Niva Bupa website
Visit

Related Products

Health Insurance Top-up / Super top-up health plans Critical Illness Insurance Personal Accident Insurance Life Insurance Travel Insurance

Plan for Excellence

Our consultants can help you choose the right sum insured for CritiCare.

Talk to an Expert Call Now